IBKR Reference Benchmark Rates

Interest Rates

Pricing

IBKR Reference Benchmark Rates

IBKR's benchmark for each currency is the reference rate around which our credit, debit, stock loan and other interest rate linked calculations are determined. IBKR uses a combination of internationally recognized reference rates (such as Fed Funds), bank deposit rates, and dynamic interbank rates determined from foreign exchange and money markets to calculate an IBKR Reference Benchmark rate.

For more information about IBKR Reference Benchmark, visit the IBKR Knowledge Base.

For information regarding the various external reference rates that contribute to the IBKR Reference Benchmark rate see Benchmark Interest Calculation Reference Rate Descriptions.


CurrencyDescription for Effective Date 20240411 Rate Effective Date
USD
Reference Benchmark USD
5.330%
20240411
AED
Reference Benchmark AED
5.161%
20240411
AUD
Reference Benchmark AUD
4.306%
20240411
BGN
Reference Benchmark BGN
3.780%
20240411
BRL
Reference Benchmark BRL
10.650%
20240411
CAD
Reference Benchmark CAD
4.842%
20240411
CHF
Reference Benchmark CHF
1.348%
20240411
CNH
Reference Benchmark CNH
6.599%
20240411
CZK
Reference Benchmark CZK
5.592%
20240411
DKK
Reference Benchmark DKK
3.519%
20240411
EUR
Reference Benchmark EUR
3.921%
20240411
GBP
Reference Benchmark GBP
5.164%
20240411
HKD
Reference Benchmark HKD
3.953%
20240411
HUF
Reference Benchmark HUF
8.004%
20240411
ILS
Reference Benchmark ILS
4.136%
20240411
INR
Reference Benchmark INR
6.640%
20240411
JPY
Reference Benchmark JPY
(0.043)%
20240411
KRW
Reference Benchmark KRW
3.500%
20240411
MXN
Reference Benchmark MXN
10.741%
20240411
NOK
Reference Benchmark NOK
4.398%
20240411
NZD
Reference Benchmark NZD
5.217%
20240411
PLN
Reference Benchmark PLN
5.670%
20240411
RON
Reference Benchmark RON
5.854%
20240411
RUB
Reference Benchmark RUB
15.640%
20240411
SAR
Reference Benchmark SAR
4.918%
20240411
SEK
Reference Benchmark SEK
3.805%
20240411
SGD
Reference Benchmark SGD
3.266%
20240411
TRY
Reference Benchmark TRY
34.511%
20240411
ZAR
Reference Benchmark ZAR
7.268%
20240411
Prior Period Benchmark Rates

IBKR accrues interest daily and posts actual interest monthly on the third business day of the following month. For detailed examples on how we calculate interest, open the Interest Paid to You and Interest Rates Charged to You on Margin Loan Balances sections on this page.