保证金融资利率

保证金贷款利率与融资

保证金贷款利率参考
基准利率计算

计算保证金融资的混合利率

对保证金融资收取的利息
查看举例

在计算利率时，请记住IBKR使用基于以下等级的混合利率。例如，对超过100万美元的余额，第一个10万按第一阶梯利率收取，其余90万按第二阶梯利率，等等。在确定报价点差时，IBKR将采用设定的基准利率，基准利率为负值的均采用零利率。

IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。

利息计算所基于的等级可能会在无事先通知客户的情况下发生变化。此类调整会周期性进行，旨在适用货币汇率的变化。

预测保证金融资的利息

输入余额

定价方案：

IBKR Pro版 IBKR Lite版

计算混合利率

比较 - IBKR Lite版 vs IBKR Pro版

*如果没有预先安排融资，IBKR将对大额贷款余额收取1%的额外费用。1%的额外收费将适用于最高一级中的所有余额。

计算器根据我们认为是准确与正确的信息进行计算，但盈透证券有限公司及其附属公司都不保证信息的准确性和充分性，请勿依赖该等信息。盈透证券及其关联公司均不对本计算器的任何错误或遗漏，或本计算器所生成的任何结果负责。

BM = 基准利率

货币	等级	适用利率：IBKR Pro版	适用利率：IBKR Lite版
美元	0 ≤ 100,000	6.830% (BM + 1.5%)	7.830% (BM + 2.5%)
	100,000 ≤ 1,000,000	6.330% (BM + 1%)	7.830% (BM + 2.5%)
	1,000,000 ≤ 50,000,000	6.080% (BM + 0.75%)	7.830% (BM + 2.5%)
	50,000,000 ≤ 200,000,000	5.830% (BM + 0.5%)¹	7.830% (BM + 2.5%)
	> 200,000,000	5.830% (BM + 0.5%) ^1,2	7.830% (BM + 2.5%)
阿联酋迪拉姆	0 ≤ 350,000	7.787% (BM + 2.5%)	8.787% (BM + 3.5%)
	350,000 ≤ 3,500,000	7.287% (BM + 2%)	8.787% (BM + 3.5%)
	3,500,000 ≤ 350,000,000	6.787% (BM + 1.5%)	8.787% (BM + 3.5%)
	> 350,000,000	6.787% (BM + 1.5%) ²	8.787% (BM + 3.5%)
澳元	0 ≤ 150,000	5.748% (BM + 1.5%)	6.748% (BM + 2.5%)
	150,000 ≤ 1,500,000	5.248% (BM + 1%)	6.748% (BM + 2.5%)
	1,500,000 ≤ 75,000,000	4.998% (BM + 0.75%)	6.748% (BM + 2.5%)
	75,000,000 ≤ 300,000,000	4.748% (BM + 0.5%) ¹	6.748% (BM + 2.5%)
	> 300,000,000	4.748% (BM + 0.5%) ^1,2	6.748% (BM + 2.5%)
加元	0 ≤ 130,000	6.356% (BM + 1.5%)	7.356% (BM + 2.5%)
	130,000 ≤ 1,300,000	5.856% (BM + 1%)	7.356% (BM + 2.5%)
	1,300,000 ≤ 64,000,000	5.606% (BM + 0.75%)	7.356% (BM + 2.5%)
	64,000,000 ≤ 260,000,000	5.356% (BM + 0.5%) ¹	7.356% (BM + 2.5%)
	> 260,000,000	5.356% (BM + 0.5%) ^1,2	7.356% (BM + 2.5%)
瑞士法郎	0 ≤ 90,000	2.762% (BM + 1.5%)	3.762% (BM + 2.5%)
	90,000 ≤ 900,000	2.262% (BM + 1%)	3.762% (BM + 2.5%)
	900,000 ≤ 46,000,000	2.012% (BM + 0.75%)	3.762% (BM + 2.5%)
	46,000,000 ≤ 180,000,000	1.762% (BM + 0.5%) ¹	3.762% (BM + 2.5%)
	> 180,000,000	1.762% (BM + 0.5%) ^1,2	3.762% (BM + 2.5%)
离岸人民币	0 ≤ 700,000	10.807% (BM + 4%)	11.807% (BM + 5%)
	700,000 ≤ 7,000,000	9.807% (BM + 3%)	10.807% (BM + 4%)
	7,000,000 ≤ 350,000,000	9.307% (BM + 2.5%)	10.307% (BM + 3.5%)
	> 350,000,000	8.807% (BM + 2%) ²	9.807% (BM + 3%)
捷克克朗	0 ≤ 400,000,000	8.633% (BM + 3%)	9.633% (BM + 4%)
	> 400,000,000	8.633% (BM + 3%) ²	9.633% (BM + 4%)
丹麦克朗	0 ≤ 120,000,000	6.520% (BM + 3%)	7.520% (BM + 4%)
	> 120,000,000	6.520% (BM + 3%) ²	7.520% (BM + 4%)
欧元	0 ≤ 90,000	5.413% (BM + 1.5%)	6.413% (BM + 2.5%)
	90,000 ≤ 900,000	4.913% (BM + 1%)	6.413% (BM + 2.5%)
	900,000 ≤ 44,000,000	4.663% (BM + 0.75%)	6.413% (BM + 2.5%)
	44,000,000 ≤ 180,000,000	4.413% (BM + 0.5%) ¹	6.413% (BM + 2.5%)
	> 180,000,000	4.413% (BM + 0.5%) ^1,2	6.413% (BM + 2.5%)
英镑	0 ≤ 80,000	6.680% (BM + 1.5%)	7.680% (BM + 2.5%)
	80,000 ≤ 800,000	6.180% (BM + 1%)	7.680% (BM + 2.5%)
	800,000 ≤ 38,000,000	5.930% (BM + 0.75%)	7.680% (BM + 2.5%)
	38,000,000 ≤ 150,000,000	5.680% (BM + 0.5%) ¹	7.680% (BM + 2.5%)
	> 150,000,000	5.680% (BM + 0.5%) ^1,2	7.680% (BM + 2.5%)
港币	0 ≤ 780,000	5.607% (BM + 2.5%)	6.607% (BM + 3.5%)
	780,000 ≤ 7,800,000	5.107% (BM + 2%)	6.607% (BM + 3.5%)
	7,800,000 ≤ 780,000,000	4.607% (BM + 1.5%)	6.607% (BM + 3.5%)
	> 780,000,000	4.607% (BM + 1.5%) ²	6.607% (BM + 3.5%)
匈牙利福林	0 ≤ 4,500,000,000	13.015% (BM + 5%)	14.015% (BM + 6%)
	> 4,500,000,000	13.015% (BM + 5%) ²	14.015% (BM + 6%)
以色列谢克尔	0 ≤ 80,000,000	8.735% (BM + 5%)	9.735% (BM + 6%)
	> 80,000,000	8.735% (BM + 5%) ²	9.735% (BM + 6%)
印度卢比	全部	9.700% (BM + 3%)	10.700% (BM + 4%)
日元	0 ≤ 11,000,000	1.500% (BM + 1.5%)	2.500% (BM + 2.5%)
	11,000,000 ≤ 114,000,000	1.000% (BM + 1%)	2.500% (BM + 2.5%)
	114,000,000 ≤ 5,700,000,000	0.750% (BM + 0.75%)	2.500% (BM + 2.5%)
	5,700,000,000 ≤ 23,000,000,000	0.75% (BM + 0.5%) ¹	2.500% (BM + 2.5%)
	> 23,000,000,000	0.75% (BM + 0.5%) ^1,2	2.500% (BM + 2.5%)
韩元	0 ≤ 120,000,000	5.500% (BM + 2%)	6.500% (BM + 3%)
	120,000,000 ≤ 1,200,000,000	5.000% (BM + 1.5%)	6.500% (BM + 3%)
	1,200,000,000 ≤ 24,000,000,000	4.500% (BM + 1%)	6.500% (BM + 3%)
	> 24,000,000,000	4.500% (BM + 1%) ²	6.500% (BM + 3%)
墨西哥比索	0 ≤ 2,000,000	14.296% (BM + 3%)	15.296% (BM + 4%)
	2,000,000 ≤ 20,000,000	13.296% (BM + 2%)	15.296% (BM + 4%)
	20,000,000 ≤ 2,000,000,000	12.796% (BM + 1.5%)	15.296% (BM + 4%)
	> 2,000,000,000	12.796% (BM + 1.5%) ²	15.296% (BM + 4%)
挪威克朗	0 ≤ 900,000	5.885% (BM + 1.5%)	6.885% (BM + 2.5%)
	900,000 ≤ 9,000,000	5.385% (BM + 1%)	6.885% (BM + 2.5%)
	9,000,000 ≤ 450,000,000	5.135% (BM + 0.75%)	6.885% (BM + 2.5%)
	450,000,000 ≤ 1,800,000,000	4.885% (BM + 0.5%) ¹	6.885% (BM + 2.5%)
	> 1,800,000,000	4.885% (BM + 0.5%) ^{1, 2}	6.885% (BM + 2.5%)
新西兰元	0 ≤ 150,000	7.335% (BM + 1.5%)	8.335% (BM + 2.5%)
	150,000 ≤ 1,500,000	6.835% (BM + 1%)	8.335% (BM + 2.5%)
	1,500,000 ≤ 150,000,000	6.585% (BM + 0.75%)	8.335% (BM + 2.5%)
	> 150,000,000	6.585% (BM + 0.75%) ²	8.335% (BM + 2.5%)
波兰兹罗提	0 ≤ 70,000,000	8.821% (BM + 3%)	9.821% (BM + 4%)
	> 70,000,000	8.821% (BM + 3%) ²	9.821% (BM + 4%)
卢布*	0 ≤ 660,000,000	20.690% (BM + 5%)	21.690% (BM + 6%)
	> 660,000,000	20.690% (BM + 5%) ²	21.690% (BM + 6%)
沙特里亚尔	0 ≤ 350,000	7.977% (BM + 2.5%)	8.977% (BM + 3.5%)
	350,000 ≤ 3,500,000	7.477% (BM + 2%)	8.977% (BM + 3.5%)
	3,500,000 ≤ 350,000,000	6.977% (BM + 1.5%)	8.977% (BM + 3.5%)
	> 350,000,000	6.977% (BM + 1.5%) ²	8.977% (BM + 3.5%)
瑞典克朗	0 ≤ 900,000	5.302% (BM + 1.5%)	6.302% (BM + 2.5%)
	900,000 ≤ 9,100,000	4.802% (BM + 1%)	6.302% (BM + 2.5%)
	9,100,000 ≤ 454,000,000	4.552% (BM + 0.75%)	6.302% (BM + 2.5%)
	454,000,000 ≤ 1,820,000,000	4.302% (BM + 0.5%) ¹	6.302% (BM + 2.5%)
	> 1,820,000,000	4.302% (BM + 0.5%) ^1,2	6.302% (BM + 2.5%)
新加坡元	0 ≤ 140,000	5.203% (BM + 1.5%)	6.203% (BM + 2.5%)
	140,000 ≤ 1,400,000	4.703% (BM + 1%)	6.203% (BM + 2.5%)
	1,400,000 ≤ 68,000,000	4.453% (BM + 0.75%)	6.203% (BM + 2.5%)
	68,000,000 ≤ 270,000,000	4.203% (BM + 0.5%) ¹	6.203% (BM + 2.5%)
	> 270,000,000	4.203% (BM + 0.5%) ^{1, 2}	6.203% (BM + 2.5%)
土耳其里拉	0 ≤ 250,000,000	55.875% (BM + 5%)	57.875% (BM + 7%)
	> 250,000,000	56.875% (BM + 6%) ²	57.875% (BM + 7%)
南非兰特	0 ≤ 1,500,000	9.045% (BM + 1.5%)	10.045% (BM + 2.5%)
	1,500,000 ≤ 15,000,000	8.545% (BM + 1%)	10.045% (BM + 2.5%)
	15,000,000 ≤ 1,500,000,000	8.295% (BM + 0.75%)	10.045% (BM + 2.5%)
	> 1,500,000,000	8.295% (BM + 0.75%) ²	10.045% (BM + 2.5%)

保证金融资最低利率为0.75%。利率可能会发生变化。
如果没有预先安排融资，可能会向高出部分收取1%的附加费用。

注：

受俄罗斯实施的限制，目前IBKR客户无法在莫斯科证券交易所开仓或平仓。
自2022年7月28日起，视开立账户的实体不同，账户中的所有卢布多头或空头余额都将自动兑换为美元或欧元。更多信息，请访问我们的知识库。

今天就开始像专业人士一样交易！

开立账户

披露

IBKR可自行决定随时对该等利率进行调整。虽然IBKR尽最大努力发布利率，但由于需要时间来获取信息，因此发布的利率通常会反映前一个工作日的现行利率。请注意，应收或应付利息将参考现行利率而非公布利率决定。利率也可能因具体计划或方案不同而有所差异。存在限制。所公布利率适用于IBKR的直接客户。通过其他经纪商介绍的客户收到的利息可能不同（也可能没有利息），具体取决于客户的介绍经纪商。通过其他经纪商介绍的客户支付的保证金贷款利息可能不同，具体取决于客户的介绍经纪商。客户应联系其介绍经纪商了解适用于其账户的利率。